The Public Utilities Board has been requested by the Government of Newfoundland and Labrador to review and report on a number of issues with respect to automobile insurance in the province, including the reasons behind increasing claims costs for private passenger vehicles and taxi operators, and options to reduce these costs. The Board has been specifically asked to examine the impact on rates and implications for claimants of introducing a monetary cap on claims for non-economic loss for minor/mild injuries or continuing with the current deductible of $2,500 or increasing the deductible.
 
 
 
Documents Filed During the Hearing
 
Exhibit 1 - Service Agreement between Oliver Wyman and the Board - 2017-09-28
Exhibit 2 - 2005 PUB Automobile Insurance Review Report - 2005-03-31
Exhibit 3 - Mercer Oliver Wyman 2005 Report - Estimates of Impact on Private Passenger Insurance with Deductible or Cap (Revised) - 2005-01-18
Exhibit 4 - IBC - Ultimate Frequency per 100 Car Years
Exhibit 5 - NS Automobile Insurance Discussion Document – Executive Summary
Exhibit 6 - Alberta Board Decision Report – 2005-07-27
Exhibit 7 - NL PUB Order A.I. 1(2005) - 2005-03-11
Exhibit 8 - NS Supreme Court Hearing Transcript Excerpts - 2008-10-15
Exhibit 9 - Cameron email to R Oake - 2018-03-18
Exhibit 10 - IBC - Average Third Party Liability - Apples to Apples Comparison - 2018-06-11
 
Presentations
 
IBC - Newfoundland and Labrador Auto Insurance
Maritime Rate Increases - Ken Moyse
IBAN - Improving the Auto Insurance System
SmartDRIVER Training High Facility Insurance
From Doug McCarthy - Presentation - 2018-06-13