ORDERS ISSUED BY THE BOARD DURING 2011

UNDER

THE AUTOMOBILE INSURANCE ACT

CHAPTER - 22, 1990

Arch Insurance Company A.I. 1 (2011)

Application:

To adopt IAO advisory rates for Private Passenger Automobile, Interurban Trucks, Miscellaneous Vehicles and Garage Section classes of business written in the Province.

Decision:

The application of IAO, on behalf of Arch, to adopt IAO advisory rates for Private Passenger Automobiles, Interurban Trucks, Miscellaneous Vehicles and Garage Section classes of automobile insurance business is approved with effect from March 19, 2011.

Date Issued:

January 17, 2011

Primmum Insurance Company A.I. 2 (2011)

Application:

To implement revised rates and rating programs for its Miscellaneous Vehicles classes of business.

Decision:

The proposed rates and rating programs for the Miscellaneous Vehicles classes of business of Primmum Insurance Company are approved with effect no sooner than June 30, 2011 for new business and renewal business..

Date Issued:

January 27, 2011

Security National Insurance Company A.I. 3 (2011)

Application:

To implement revised rates and rating programs for its Miscellaneous Vehicles classes of business.

Decision:

The proposed rates and rating programs for the Miscellaneous Vehicles classes of business of Security National Insurance Company are approved with effect no sooner than June 30, 2011 for new business and renewal business.

Date Issued:

January 27, 2011

TD Home & Auto Insurance Company A.I. 4 (2011)

Application:

To implement revised rates and rating programs for its Miscellaneous Vehicles classes of business.

Decision:

The proposed rates and rating programs for the Miscellaneous Vehicles classes of business of TD Home & Auto Insurance Company are approved with effect no sooner than June 30, 2011 for new business and renewal business.

Date Issued:

January 27, 2011

Intact Insurance Company A.I. 5 (2011)

Application:

To implement rates and rating program for Private Passenger classes of business.

Decision:

1. The proposed rates and rating program received April 18, 2011 for the Private Passenger Vehicles class of business of Intact Insurance Company are approved with effect no sooner than June 1, 2011.

2. Intact shall pay the expenses of the Board arising from this application.

Date Issued:

April 27, 2011

Intact Insurance Company A.I. 6 (2011)

Application:

To implement rates and rating program for its Antique and Classic Vehicles classes of business.

Decision:

1. The proposed rates and rating program for the Antique and Classic Vehicles class of automobile insurance business of Intact Insurance Company are approved with effect no sooner than June 1, 2011.

2. Intact shall pay the expenses of the Board arising from this application.

Date Issued:

April 27, 2011

Intact Insurance Company A.I. 7 (2011)

Application:

To adopt IAO advisory rates for Commercial and Interurban Vehicles.

Decision:

1. The application of Intact Insurance Company to adopt IAO advisory rates for Commercial and Interurban Vehicles classes of automobile insurance business is approved effective no sooner than May 15, 2011.

2. Intact shall pay the expenses of the Board arising from this application.

Date Issued:

April 27, 2011

Intact Insurance Company A.I. 8 (2011)

Application:

To adopt IAO advisory rates for Miscellaneous Vehicles.

Decision:

1. The application of Intact Insurance Company to adopt IAO advisory rates for Miscellaneous Vehicles classes of automobile insurance business is approved effective no sooner than June 1, 2011.

2. Intact shall pay the expenses of the Board arising from this application.

Date Issued:

April 27, 2011

Intact Insurance Company A.I. 9 (2011)

Application:

To adopt IAO advisory rates for Public Vehicles.

Decision:

1. The application of Intact Insurance Company to adopt IAO advisory rates for Public Vehicles classes of automobile insurance business is approved effective no sooner than May 15, 2011.

2. Intact shall pay the expenses of the Board arising from this application.

Date Issued:

April 27, 2011

The Canadian Union Insurance Company A.I. 10 (2011)

Application:

To implement a revised rating program for its Private Passenger Automobiles class of business.

Decision:

1. The application is denied.

2. The Canadian Union Insurance Company shall submit, for the approval of the Board, within 30 days of receipt of the Board’s Reasons for Decision, a revised rate proposal for its Private Passenger Automobiles class of business with the changes in parameters outlined therein.

3. The Canadian Union Insurance Company shall pay the expenses of the Board incurred in connection with this matter.

Date Issued:

July 5, 2011

Elite Insurance Company A.I. 11 (2011)

Application:

To seek approval of rates for the SEF 20 coverage to vary the limits.

Decision:

The proposed rates for additional SEF 20 limits are approved with effect no sooner than September 1, 2011 for new business and October 1, 2011 for renewals.

Date Issued:

August 4, 2011

S&Y Insurance Company A.I. 12 (2011)

Application:

To seek approval of rates for the SEF 20 coverage to vary the limits.

Decision:

The proposed rates for additional SEF 20 limits are approved with effect no sooner than September 1, 2011 for new business and October 1, 2011 for renewals.

Date Issued:

August 4, 2011

Scottish & York Insurance Company A.I. 13 (2011)

Application:

To seek approval of rates for the SEF 20 coverage to vary the limits.

Decision:

The proposed rates for additional SEF 20 limits are approved with effect no sooner than September 1, 2011 for new business and October 1, 2011 for renewals.

Date Issued:

August 4, 2011

Traders General Insurance Company A.I. 14 (2011)

Application:

To seek approval of rates for the SEF 20 coverage to vary the limits.

Decision:

The proposed rates for additional SEF 20 limits are approved with effect no sooner than September 1, 2011 for new business and October 1, 2011 for renewals.

Date Issued:

August 4, 2011

The Canadian Union Insurance Company A.I. 15 (2011)

Application:

To seek approval of a revised automobile insurance rate for its Private Passenger Automobile class of business as directed in Order No. A.I. 10(2011)

Decision:

1. The rate proposal received July 28, 2011 from The Canadian Union Insurance Company for its Private Passenger Automobile class of business is approved to be effective no sooner than September 26, 2011 for new business and November 23, 2011 for renewals.

2. The Canadian Union Insurance Company shall pay the expenses of the Board arising from this application.

Date Issued:

August 11, 2011

The Canadian Union Insurance Company A.I. 16 (2011)

Application:

To implement a revised rating program for its Miscellaneous Vehicles class of business.

Decision:

The revised rate proposal received August 8, 2011 from The Canadian Union Insurance Company for its Miscellaneous Vehicles class of business is approved effective August 24, 2011.

Date Issued:

August 25, 2011

Everest Insurance Company A.I. 17 (2011)

Application:

To adopt IAO advisory rates for Commercial Vehicles and Interurban Trucks classes of business.

Decision:

The application of Everest Insurance Company to adopt IAO advisory rates for Commercial Vehicles and Interurban Trucks classes of automobile insurance business is approved effective no sooner than October 1, 2011.

Date Issued:

September 22, 2011

XL Insurance Company A.I. 18 (2011)

Application:

To adopt IAO advisory rates for Private Passenger Automobiles, Miscellaneous Vehicles, Commercial Vehicles and Interurban Trucks classes of business.

Decision:

The application of XL Insurance Company to adopt IAO advisory rates for Private Passenger Automobiles, Miscellaneous Vehicles, Commercial Vehicles and Interurban Trucks classes of automobile insurance business is approved effective no sooner than December 1, 2011.

Date Issued:

October 7, 2011

Sovereign General Insurance Company A.I. 19 (2011)

Application:

To adopt the most recent rates and rating program of The Canadian Union Insurance Company for its Miscellaneous Vehicles class of business.

Decision:

The proposed rates and rating program for the Miscellaneous Vehicles class of business of The Sovereign General Insurance Company is approved with effect from November 1, 2011.

Date Issued:

October 7, 2011

Royal & Sun Alliance Company of Canada A.I. 20 (2011)

Application:

To implement a revised rating program for its Private Passenger Automobiles class of business.

Decision:

1. The application is denied.

2. Royal & Sun Alliance Insurance Company of Canada shall submit, for the approval of the Board, within 30 days of receipt of the Board’s Reasons for Decision, a revised rate proposal for its Private Passenger Automobiles class of business with the changes in parameters outlined therein.

3. Royal & Sun Alliance Insurance Company of Canada shall pay the expenses of the Board incurred in connection with this matter.

Date Issued:

November 10, 2011

Royal & Sun Alliance Company of Canada A.I. 21 (2011)

Application:

To implement a revised rating program for its Private Passenger Automobiles class of business.

Decision:

The revised rate proposal received November 24, 2011 from Royal & Sun Alliance Insurance Company of Canada for its Private Passenger Automobiles class of business is approved to be effective no sooner than February 1, 2012 for new business and March 20, 2012 for renewals.

Date Issued:

December 9, 2011

Royal & Sun Alliance Company of Canada A.I. 22 (2011)

Application:

To implement a revised rating program for additional SEF 44 limits for its Commercial Automobiles class of business.

Decision:

The proposed rates for additional SEF 44 limits received November 18, 2011 from Royal & Sun Alliance Insurance Company of Canada for its Commercial Automobiles class of business are approved to be effective no sooner than February 1, 2012 for new business and April 1, 2012 for renewals.

Date Issued:

December 9, 2011

Royal & Sun Alliance Company of Canada A.I. 23 (2011)

Application:

To implement a revised rating program for additional SEF 44 limits for its Interurban class of business.

Decision:

The proposed rates for additional SEF 44 limits received November 18, 2011 from Royal & Sun Alliance Insurance Company of Canada for its Interurban class of business are approved to be effective no sooner than February 1, 2012 for new business and April 1, 2012 for renewals.

Date Issued:

December 9, 2011

Sovereign General Insurance Company A.I. 24 (2011)

Application:

To adopt the most recent rates and rating program of The Canadian Union Insurance Company for its Private Passenger Automobiles class of business.

Decision:

The proposed rates and rating program for the Private Passenger Automobiles class of business of The Sovereign General Insurance Company is approved with effect no sooner than January 16, 2012 for new business and March 19, 2012 for renewals.

Date Issued:

December 20, 2011

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